Stay up to date with the recent industry news and mortgage trends.

Everyone talks about getting the lowest mortgage rate — but almost nobody talks about what it could cost you. In this post, I break down how chasing a low rate without reading the fine print can end ... ...more
Broker Blogs
November 17, 2025•3 min read

Discover whether a freedom mortgage is right for you with insights from an experienced Toronto mortgage broker. Learn how this financial tool works, when it makes sense, and what to consider before de... ...more
Broker Blogs
November 11, 2025•3 min read

Owing money to the CRA is stressful and costly. Learn how a Toronto mortgage broker can help you use a private mortgage to pay off CRA tax arrears quickly, avoid legal action, and protect your credit. ...more
Broker Blogs
November 01, 2025•4 min read

Discover how a Toronto mortgage broker can help you leverage your home equity strategically—long before selling your property. Learn smart ways to access funds for renovations, debt consolidation, and... ...more
Broker Blogs
October 15, 2025•6 min read

Discover why a cooling housing market could be the perfect opportunity to buy a home in Toronto. Learn how a Toronto mortgage broker can help you secure the best rates, negotiate smarter, and invest w... ...more
Broker Blogs
October 02, 2025•5 min read

Discover how bond yields and Bank of Canada policy rates shape mortgage rates. A trusted Toronto mortgage broker explains what to expect in 2026. ...more
Broker Blogs
September 15, 2025•4 min read

1% mortgage rates are history. Discover why rates won’t return and how a trusted Toronto mortgage broker can help you secure the best mortgage strategy in today’s market. ...more
Broker Blogs
September 02, 2025•4 min read

Family loans offer a legal, lender‑accepted way to get a down payment when parents can’t gift—discover how one family loan can make homeownership possible. ...more
Broker Blogs
August 15, 2025•3 min read

Find out exactly when a home appraisal is required in Canada, straight from an experienced Toronto mortgage broker. Learn the rules for insured, conventional, and refinance mortgages. ...more
Broker Blogs
August 01, 2025•4 min read

When most people hear the word "mortgage," they think of long-term debt. But what if a Toronto mortgage broker told you that your mortgage could be one of the fastest routes to building wealth and min... ...more
Broker Blogs
July 16, 2025•4 min read

Discover the 5 essential questions to ask your Toronto mortgage broker to secure the best interest rates and make smart choices about mortgage renewals. ...more
Broker Blogs
July 01, 2025•4 min read

Learn from a top Toronto mortgage broker whether you can switch your mortgage from fixed to variable—or vice versa—without penalty and when it's smart to do so. ...more
Broker Blogs
June 15, 2025•3 min read

(647) 694-7033
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(647) 694-7033
Assistance Hours
Mon – Fri 9:00am – 8:00pm
Saturday/Sunday – CLOSED

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Alan Borcic, Mortgage Agent M24001034
BRX 13463