Mortgage Blogs

Stay up to date with the recent industry news and mortgage trends.

Why a Cooling Market Could Be the Best Time to Buy a Home in Canada (and How a Toronto Mortgage Broker Can Help)

Discover why a cooling housing market could be the perfect opportunity to buy a home in Toronto. Learn how a Toronto mortgage broker can help you secure the best rates, negotiate smarter, and invest w... ...more

Broker Blogs

October 02, 2025•5 min read

Toronto Mortgage Broker Insights: How Bond Yields & BoC Policy Will Impact Mortgage Rates Through 2026

Discover how bond yields and Bank of Canada policy rates shape mortgage rates. A trusted Toronto mortgage broker explains what to expect in 2026. ...more

Broker Blogs

September 15, 2025•4 min read

Still Waiting for 1% Mortgage Rates? A Toronto Mortgage Broker Explains Why They’re Gone for Good

1% mortgage rates are history. Discover why rates won’t return and how a trusted Toronto mortgage broker can help you secure the best mortgage strategy in today’s market. ...more

Broker Blogs

September 02, 2025•4 min read

Parents Can’t Gift You a Down Payment? Here’s Another Option

Family loans offer a legal, lender‑accepted way to get a down payment when parents can’t gift—discover how one family loan can make homeownership possible. ...more

Broker Blogs

August 15, 2025•3 min read

🚨 Ultimate Guide: When Appraisals Are Required in Canada – Insights from a Trusted Toronto Mortgage Broker

Find out exactly when a home appraisal is required in Canada, straight from an experienced Toronto mortgage broker. Learn the rules for insured, conventional, and refinance mortgages. ...more

Broker Blogs

August 01, 2025•4 min read

How a Toronto Mortgage Broker Can Help Accelerate Your Wealth-Building

When most people hear the word "mortgage," they think of long-term debt. But what if a Toronto mortgage broker told you that your mortgage could be one of the fastest routes to building wealth and min... ...more

Broker Blogs

July 16, 2025•4 min read

5 Smart Questions to Ask Your Toronto Mortgage Broker for the Best Interest Rates & Mortgage Renewals

Discover the 5 essential questions to ask your Toronto mortgage broker to secure the best interest rates and make smart choices about mortgage renewals. ...more

Broker Blogs

July 01, 2025•4 min read

Toronto Mortgage Broker Advice: Can You Change Your Mortgage Type Mid-Term?

Learn from a top Toronto mortgage broker whether you can switch your mortgage from fixed to variable—or vice versa—without penalty and when it's smart to do so. ...more

Broker Blogs

June 15, 2025•3 min read

Rethinking Retirement: Why Your Home Can Be a Financial Asset, Not Just a Place to Live

Rethinking Retirement: Why Your Home Can Be a Financial Asset, Not Just a Place to Live ...more

Broker Blogs

June 01, 2025•4 min read

Is Your Mortgage Pre-Approval Actually Useless? Here’s Why It Might Be

New A Rate Hold Isn’t a Guarantee—And That Could Cost You the Home ...more

Broker Blogs

May 15, 2025•3 min read

Are Variable Rates Still Worth It in 2025? It Depends…

The fixed vs. variable debate is heating up again in 2025—and for good reason. Borrowers across Canada are asking: Should I lock in a fixed rate for stability, or ride the wave with a variable rate th... ...more

Broker Blogs

May 04, 2025•3 min read

💥 How to Navigate a Turbulent Economy and Your Mortgage Renewal in 2025

Mortgage renewal in 2025 is colliding with economic uncertainty and rising rates. Learn how to navigate your renewal, explore refinancing options, and make smart moves in today’s market. ...more

Broker Blogs

April 14, 2025•4 min read