Last updated: November 4, 2026
Scope of These Terms
These Terms of Service apply exclusively to Mortgage With Alan, an AI-powered mortgage education assistant made available through ChatGPT by Alan Borcic, Mortgage Strategist.
Although these terms are published on borcic.ca, they do not govern the general use of the borcic.ca website or mortgage brokerage services provided by Alan Borcic.
Mortgage brokerage services, including mortgage applications, lender submissions and financing arrangements, are separate from the AI assistant and are subject to their own applicable agreements, disclosures and regulatory requirements.
1. About Mortgage With Alan
Mortgage With Alan provides general educational information about mortgages, home financing, refinancing, renewals, debt consolidation, home equity and related financial topics.
Using the assistant does not establish a mortgage broker-client relationship or constitute a mortgage application.
2. Educational Information Only
Information provided by the assistant is educational and does not constitute mortgage approval, a financing commitment, a guaranteed interest rate or personalized legal, tax, investment or financial advice.
3. Accuracy and Limitations
AI-generated information may contain errors or become outdated. Mortgage regulations, lender policies and interest rates can change.
Users should verify important information before making financial decisions.
4. Privacy
Users should avoid sharing sensitive personal or financial information with the assistant.
Website privacy information is available at:
https://borcic.ca/privacy-policy
ChatGPT interactions are also subject to the applicable privacy terms of the platform.
5. Acceptable Use
Users must not use the assistant for unlawful purposes, attempt unauthorized access or misuse its functionality.
6. Changes to These Terms
These terms may be updated periodically. The latest version will appear on this page.
7. Contact
Questions or feedback specifically related to Mortgage With Alan:
For mortgage brokerage consultations:

© 2026 Mortgage With Alan - All Rights Reserved.
Alan Borcic, Mortgage Strategist M24001034
MAO 12340